Privacy Policy

Last updated: July 20, 2026

This Privacy Policy explains how The Mortgage Ledger ("we," "our," "this site") handles information when you use mortgagecalandmore.netlify.app. We built this site to be a free, useful tool, and we aim to be equally straightforward about how it works behind the scenes.

Information we collect

The calculators and unit converters on this site run entirely in your browser. Numbers you enter into the mortgage calculator or unit converters are not sent to us, stored on our servers, or logged anywhere — they exist only on your device while you use the page.

We may automatically collect standard technical information through analytics and advertising services, such as:

• Approximate location (city/country level, derived from IP address)
• Browser type, device type, and operating system
• Pages visited, time spent on the site, and referring website
• General usage patterns, collected in aggregate

Cookies and similar technologies

This site may use cookies and similar tracking technologies placed by us or by third-party services (such as Google Analytics and Google AdSense) to understand site usage and to serve advertising. You can control or disable cookies through your browser settings at any time; doing so may affect how ads are personalized but will not affect the core calculators on this site.

Third-party advertising

We use or intend to use Google AdSense to display advertisements on this site. Google and its partners may use cookies, including the DoubleClick cookie, to serve ads based on your prior visits to this site or other websites.

• Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of some third-party vendor use of cookies for personalized advertising by visiting www.aboutads.info.

Analytics

We may use Google Analytics or a similar service to understand how visitors use this site in aggregate, so we can improve it. This data is anonymized and used for statistical purposes only.

Children's privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from children.

Your choices

You can clear cookies, use private/incognito browsing, or install browser extensions to limit tracking at any time. Disabling cookies will not prevent you from using the mortgage calculator or unit converters, since those run locally in your browser.

Changes to this policy

We may update this Privacy Policy from time to time as this site evolves or as advertising and analytics providers change their practices. Changes will be posted on this page with an updated revision date.

Contact

If you have questions about this Privacy Policy, you can reach out via the contact information provided on the site, if applicable.